What is Credit Card Interchange?
In a credit card transaction, there are more parties involved than just the customer and merchant. There is the credit card association (Visa, MasterCard, etc.), the financial institution from whom the...
View ArticleAvoiding Fraud Liability
It is estimated that nearly half of the fraudulent card payments in the world occur in the United States. More than ever before, there is immense pressure on merchants and businesses to up their...
View ArticleBenefits of Merchant Capital Funding
With the current state of the economy and the heavy competition it fosters, small businesses are failing left and right. While this isn’t necessarily the fault of anyone, there are ways to avoid going...
View ArticleConsiderations for Financing your Equipment Purchases
Certain pieces of equipment can accelerate your business operations and streamline your production or services. However, there’s no need to drain a significant amount of money from your business for...
View ArticleCurrent Issues with Europay, Mastercard, Visa (EMV)
With several breaches in credit card security, like the infamous incident with Target, credit card companies and payment processors have stepped up their security with EMV chip readers. EMV, which...
View ArticleAccepting credit cards to grow your small business
When you’re managing a small business, of course cash is a preferred method to receive your payments. After all, it’s simple for the owner to accept, and all the owner has to do is count the cash to...
View ArticleMerchants being affected by EMV chargebacks
Customers are showing up to store checkout counters, in some cases, not even realizing that their new credit cards contain something called a “chip” in them. These “EMV” chips present more than just a...
View ArticleOvercoming payment concerns for merchants
In the modern era, people are buying and selling goods with credit and debit cards with increasing frequency, and the rise in ecommerce has created a whole new set of digital challenges. If you are a...
View ArticleHow to become a partner with Vision Payments
You’ve built your business around your ability to help and serve your customers. Taking their payments shouldn’t be the exception. For that reason, Vision Payments has spent the last 12 years...
View ArticleWhy Consumers Prefer Credit Cards
Thanks to the convenience and popularity of e-commerce, credit card usage is on the rise. Data released by the Federal Reserve in 2014 found that 72% of all American consumers have at least one credit...
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